Are you thinking of buying a home in Bryan – College Station, Texas and have no idea where to start? Well you’re in the right place right now.
Before doing anything else, you need to know what you can afford, what is your purchasing power?
Hi I’m Sherri Echols, Broker Associate with RE/MAX Bryan – College Station. The very first step when looking to own a home is getting pre-qualified for a loan.
The dangers of shopping before you get pre-approved are you may lose earnest and option money as well as the cost of inspections. OR you may fall in love with a home you can’t afford, then none of the houses in your price range appeal to you. This is why I say your very first step when buying a home is meeting with a mortgage lender and getting qualified. Taking this advice will surely save you some misery.
You really need to understand the costs associated with owning a home and associated with a loan. I can refer you to some local lenders who are amazing at teaching and making sure you know what you are getting in to. They will keep you safe and secure in regards to the financial aspect of purchasing your home.
There are other things that you should consider as well, like knowing how much of a down payment you’ll need, what closing costs will be, and any other expenses that you need to consider when purchasing your new home.
So give me a call today and I’ll refer you to one of our trusted mortgage professionals so we can get you well on your way to home ownership.
I’m your Community Market Leader Sherri Echols, a helping hand for a happy home.
